Before diving into the offer, it's important to understand what a mortgage origination fee is.

• The origination fee is a charge levied by the lender for processing and approving your home loan application.
• It typically covers administrative costs, documentation checks, legal verifications, and other services related to loan disbursement.
• In India, origination fees can range anywhere between 0.5% to 1% of the loan amount, sometimes even higher depending on the lender.

For a loan amount of, say, ₹1 crore, even a 0.8% origination fee would amount to ₹80,000. That's a significant upfront cost for a borrower.

By offering 33% off, Dwello and Bajaj Housing Finance make sure that your home loan journey becomes far more cost-efficient.

Through Dwello's collaboration with Bajaj Housing Finance, homebuyers gain access to one of India's most trusted housing finance companies along with attractive festive-season advantages.

Key Highlights of the Offer

• 33% Discount on Mortgage Origination Fee
  Reduced upfront charges lower the cost of availing a home loan.
• Attractive Interest Rates
  Rates starting as low as 7.45%, keeping long-term repayment manageable.
• High Loan Amount Eligibility
  Loan amounts up to ₹15 crore, suitable for premium and luxury homes.
• Flexible Tenures
  Repayment periods of up to 25-30 years, making EMIs easier to manage.
• Fast Processing
  In-principle sanction letters within 10 minutes, ensuring speedy loan approvals.
• Balance Transfer Facility
  Option to transfer your existing home loan to Bajaj Housing Finance and save further with better terms.

This combination of reduced fees, competitive interest rates, and higher eligibility makes Dwello's festive home loan offer one of the most attractive in the market.

Applying for a home loan through Dwello is designed to be fast, simple, and stress-free. Here's how it works:

• Submit Your Details Online
  Fill out a quick online form to share your basic information and instantly explore the best loan offers from our partner banks.
  
  
• Guidance from Loan Experts
  A dedicated Dwello executive will help you compare options and choose the loan that best fits your requirements.
  
  
• Hassle-Free Document Collection
  No need to travel, our team collects the necessary documents from your doorstep and coordinates directly with the bank.
  
  
• Bank Processing & Approval
  The bank reviews your application, verifies the documents, and provides confirmation of your loan approval.

Also Read: Dwello Festive Offers: Book Your Dream Home and Get Amazon Vouchers up to ₹1 Lakh

Let's break it down with an example:

For high-value loans, these savings are substantial and free up capital that can instead be used for home interiors, furnishings, or investments.

Dwello's festive offerings don't stop at loan fee discounts. Customers who purchase a home through Dwello during the festive season also enjoy:

• Amazon Vouchers Worth Up to ₹1,00,000
  Perfect for festive shopping or setting up essentials in your new home.
• 25% Discount Coupon on Livspace Modular Interiors
  Transform your house into a dream home with modern, customized interiors.
• Special Access to Top Developers and Projects
  Dwello curates listings from reputed developers with premium projects across Pune, Mumbai, Bengaluru, and Delhi/Gurugram. 

1. Professional Property Verification

Dwello ensures that the properties listed undergo strict legal and technical verification, safeguarding you from risks related to compliance, documentation, or disputes.

2. Tech-Driven Transparency

With advanced tools, real-time price trends, and personalized recommendations, Dwello brings clarity to every step of your property search.

3. Seamless Loan Assistance

From documentation support to quick sanction letters, Dwello's partnership with Bajaj Housing Finance ensures smooth processing.

4. Tax Benefits

Enjoy tax deductions under Section 80C and Section 24 of the Income Tax Act on principal and interest repayments.

5. Long-Term Investment Advantage

Historically, Indian real estate has delivered steady appreciation. Over time, the capital growth of your property often outweighs the interest paid on your loan.

This festive offer is especially suited for:

• First-Time Homebuyers looking to reduce upfront costs and make ownership more affordable.
• Upgraders moving from mid-range to luxury or premium homes with higher ticket sizes.
• Investors seeking tax benefits and long-term appreciation while enjoying reduced fees.
• NRIs considering investments in India who want professional assistance with transparent processes.

Also Read: Dwello Festive Offers: Up to 25% Off on Modular Solutions with Livspace

• Plan Early: Start documentation in advance to avoid last-minute rush.
• Use Savings Strategically: Invest the money saved from reduced fees into home interiors or furnishing.
• Consider Balance Transfer: If you already have a loan at a higher rate, use this opportunity to switch.
• Evaluate Tax Benefits: Combine Section 80C and Section 24 deductions to reduce your tax liability.

Dwello's 2025 festive season is not just about celebrating traditions, it's about celebrating smart homeownership. With the 33% discount on mortgage origination fee through Bajaj Housing Finance, along with Amazon vouchers, Livspace coupons, and curated project listings, Dwello ensures that your journey is rewarding at every step. For buyers and investors, this is the right time to make the leap, save more upfront, enjoy long-term financial gains, and move into your dream home with confidence.