The e-Shram card is a significant initiative introduced by the Government of India in 2021 to provide social security and welfare benefits to unorganized workers. The card aims to create a comprehensive database of unorganized workers, enabling the government to deliver targeted social security schemes effectively.
Prior to the introduction of the e-Shram card, unorganised workers, who constitute a significant portion of the Indian workforce, lacked access to social security benefits and faced challenges in availing government schemes. The government recognized the need to address this gap and introduced the e-Shram card to ensure that these workers receive the support they deserve.
The e-Shram card provides a unique identification number to each registered worker, making it easier for them to access various benefits and schemes.
These benefits include accident insurance coverage, financial inclusion, access to welfare schemes, and skill development opportunities. By linking the card to Aadhaar, mobile number, and UAN, the government ensures that the registration process is streamlined and efficient.
The step-by-step guide provided in this article outlines the process of downloading the e-Shram card online, making it accessible to workers across the country. The guide covers the prerequisites, registration process, and the use of Aadhaar, mobile number, and UAN for card download. By following these steps, unorganized workers can obtain their e-Shram cards and start availing the benefits offered by the government.
Official e-Shram portal - https://eshram.gov.in.
The e-Shram card is an identification card issued to workers in the unorganised sector in India. It aims to provide them with a unique identification number, helping them access various government benefits and schemes. This initiative is part of the government's broader effort to formalise the workforce and ensure that unorganised workers receive the social security they deserve.
The e-Shram card serves multiple purposes:
Social Security
The e-Shram card plays a critical role in ensuring that unorganised workers receive essential social security benefits. This includes access to pensions, which provide financial support during old age, and insurance coverage, such as the Pradhan Mantri Suraksha Bima Yojana (PMSBY), which offers financial assistance in cases of accidental death or disability. By providing these benefits, the e-Shram card acts as a safety net for workers who often lack job security and formal employment contracts. This initiative not only helps workers manage financial risks associated with unforeseen events but also contributes to their overall well-being and stability.
Government Schemes
The e-Shram card serves as a gateway for unorganised workers to access a variety of government welfare schemes aimed at improving their living standards. These schemes encompass a range of services, including health care, housing, education, and skill development programs. By simplifying the process of availing these benefits, the e-Shram card empowers workers to enhance their quality of life and economic prospects. For instance, cardholders can easily apply for government subsidies, loans, and grants that can help them invest in their education or start small businesses, ultimately fostering economic growth within their communities.
Data Collection
One of the fundamental purposes of the e-Shram card is to facilitate comprehensive data collection about unorganized workers in India. By registering workers and issuing unique identification numbers, the government can maintain an accurate and up-to-date database. This data is invaluable for policy formulation and implementation, allowing the government to identify the needs and challenges faced by unorganised workers. It also aids in the effective allocation of resources and the design of targeted interventions. By understanding the demographics, skills, and employment patterns of unorganized workers, policymakers can create more effective programs that address their specific needs, ultimately leading to better outcomes for this vulnerable segment of the workforce.
To be eligible for an e-Shram card, an individual must meet the following criteria:
1. Pension Scheme
The e-Shram card entitles cardholders to a monthly pension of ₹3,000 upon reaching the age of 60. This pension scheme is designed to provide financial security to unorganized workers during their retirement years, a time when they may no longer be able to work due to age or health issues.
Impact: The pension acts as a crucial safety net, helping to ensure that elderly workers can afford basic necessities such as food, healthcare, and housing. This financial support is particularly vital for those who have spent their lives in informal employment without access to retirement savings or pension plans.
2. Insurance Coverage
Cardholders benefit from an insurance coverage scheme that provides a death benefit of ₹2,00,000 and a partial disability benefit of ₹1,00,000. This insurance is part of the Pradhan Mantri Suraksha Bima Yojana (PMSBY), which aims to protect workers and their families from financial hardship due to accidents.
Impact: In the event of an accidental death, the financial assistance can help the deceased worker's family cover immediate expenses, such as funeral costs, and provide ongoing support during a difficult time. For partial disabilities, the compensation can assist in managing medical expenses and adapting to new living conditions, thereby reducing the economic burden on affected workers and their families.
3. Access to Government Welfare Schemes
The e-Shram card serves as a gateway for unorganized workers to access a variety of government welfare schemes designed to improve their living standards. These schemes may include:
Health Benefits: Access to subsidised healthcare services, medicines, and treatments can help workers manage health issues without incurring significant costs.
Housing Assistance: Programs aimed at providing affordable housing options or financial support for housing can improve living conditions for workers and their families.
Educational Support: Scholarships and financial aid for children of unorganized workers can help ensure that the next generation has access to education, which is vital for breaking the cycle of poverty.
Skill Development Programs: Many government initiatives focus on enhancing the skills of workers, enabling them to secure better employment opportunities and increase their income potential.
4. Universal Account Number (UAN)
Each e-Shram cardholder is assigned a unique 12-digit Universal Account Number (UAN). This number is essential for the identification and verification of workers within the system.
Impact: The UAN simplifies the process of accessing various benefits and services, making it easier for workers to prove their identity and eligibility. It also facilitates the consolidation of benefits, ensuring that workers can manage their entitlements efficiently. By having a unique identifier, workers can avoid duplication and fraud, enhancing the integrity of the system.
5. Financial Aid and Support
The e-Shram card also provides access to financial aid in times of incapacity, ensuring that workers can receive support when they are unable to work due to health issues or other reasons.
Impact: This financial assistance can be critical during periods of illness or injury, allowing workers to cover their daily expenses without the added stress of lost income. It helps maintain their standard of living and ensures that they can focus on recovery without the burden of financial instability.
6. Data Collection for Policy Formulation
One of the fundamental purposes of the e-Shram card is to facilitate comprehensive data collection about unorganized workers in India. By registering workers and issuing unique identification numbers, the government can maintain an accurate and up-to-date database.
Impact: This data is invaluable for policymakers as it helps identify the specific needs and challenges faced by unorganized workers. Understanding the demographics, skills, and employment patterns of this workforce allows the government to design targeted interventions and allocate resources more effectively. Moreover, it aids in monitoring the impact of existing programs and making necessary adjustments to improve outcomes for workers.
The e-Shram card is a transformative initiative that provides a wide range of benefits to unorganized workers, enhancing their financial security, access to essential services, and overall quality of life. By addressing the unique challenges faced by this segment of the workforce, the e-Shram card plays a crucial role in promoting social welfare and economic development in India.
Visit the e-Shram Portal
Open your web browser and go to the official e-Shram portal https://register.eshram.gov.in/
Register on the Portal
If you haven't registered yet, click on the 'Register on e-Shram' option. Fill in the required details, including your name, date of birth, gender, and occupation. Enter your Aadhaar number and mobile number. Ensure the mobile number is linked to your Aadhaar for OTP verification.
OTP Verification
An OTP will be sent to your registered mobile number. Enter the OTP in the provided field to verify your identity.
Provide Additional Information
Once verified, provide additional details such as your address, bank account details, and other relevant information.
UAN Entry (Optional)
If you have a UAN, enter it in the specified field. This step is optional but can facilitate easier access to benefits and services.
Upload Documents
Upload scanned copies of necessary documents like Aadhaar, a recent photograph, and bank passbook.
Review and Submit
Review all the details provided. Ensure accuracy to avoid any issues during verification. Click on the 'Submit' button to complete the registration process.
Download e-Shram Card
After successful registration, you will receive a confirmation message. Log in to your account on the e-Shram portal. Go to the 'Download e-Shram Card' section. Click on the download option and save the card to your device.
Also Read: TN Labor Registration Scheme 2024: Registration Procedure, Documents
Those who have applied for e-Shramik card can download it in PDF format using UAN number. This can be done using the UAN number by following the steps given below:
What is UAN?
The Universal Account Number (UAN) is a unique number assigned to every employee contributing to the Employee Provident Fund (EPF). While primarily for organized sector employees, UAN can also be used in the e-Shram registration process, providing an additional layer of verification.
Benefits of Using UAN
Using UAN simplifies the registration process and helps in consolidating multiple PF accounts under one UAN. For e-Shram registration, it provides an additional layer of verification, ensuring that the worker's identity is accurately confirmed.
Linking UAN with Aadhaar
Ensure your UAN is linked with your Aadhaar to facilitate a smoother registration process. This linkage helps in accurate identification and benefits access, making the process more efficient for users.
Importance of a Registered Mobile Number
A registered mobile number is vital for receiving OTPs during the e-Shram card registration process. This number should be current and linked with your Aadhaar for seamless verification.
Updating Mobile Number
If your mobile number is not linked with Aadhaar or has changed, update it at an Aadhaar Seva Kendra or through the official UIDAI website. Keeping your mobile number updated is essential for receiving important notifications and OTPs.
Troubleshooting Mobile Number Issues
In case of issues such as not receiving OTPs, ensure your number is active and not in DND (Do Not Disturb) mode. If the problem persists, contact your mobile service provider for assistance.
Following are the steps to download the document using Aadhaar Number are given below:
The e-Shram card can also be obtained offline at Common Service Centres (CSC). Here's how:
Registered beneficiaries can check their payment status by visiting the official website and selecting the 'E-Aadhaar Card Beneficiary Status Check' option. Enter your e-Shram card number, UAN, or Aadhaar details to view your payment status
Also Read: CERSAI Portal 2024: Purpose, Registration, Charges
The e-Shram card is a significant step towards the empowerment and welfare of unorganized workers in India. By providing a unique identification number and access to various benefits, the e-Shram card plays a crucial role in enhancing the quality of life for millions of workers. Downloading the card using Aadhaar, mobile number, and UAN is a straightforward process, ensuring that the benefits reach those who need them the most. As the government continues to streamline and improve the system, workers are encouraged to register and download their e-Shram cards to avail of the full spectrum of benefits.