The scheme known as ‘Residential Builder Finance with Buyer guarantee scheme’ can be availed for projects where the maximum price of the house is up to 2.5 crores. The lender has introduced this scheme which guarantees completion of the projects funded by the bank to customers availing SBI home loans. This is a huge step towards reaffirming positive sentiment around homebuying amid a liquidity crisis in the real estate industry which has led to several under-construction housing projects being stuck.

Understanding various asset classes for making the right investment is important. In this article, we try to decipher the steps to make the right investment, how each investment differs from the other and where does an investment in real estate stand at present.

A cohesive approach on the interrelation between monetary policy changes and how they influence the Indian homebuyer.

A banking tycoon, Deepak Parekh has weathered many storms on his way to becoming HDFC group's non-executive chairman.

A usufructuary mortgage is a specific kind of mortgage, wherein the mortgagor delivers the possession of the property to the mortgagee, either expressly or by implication.

Owning a house could have different meanings to different people but the cost remains the same. The huge cost attached with buying property could equate to years of efforts clubbed with years of projected salary.

A preferential loan can prove to be instrumental in terms of purchasing a house as it attracts lesser liability against the new asset earned.

Affordable housing gets another push from the Finance Minister, in the wake of the general elections 2019

This action will boost the primary property market by curbing loans to developers and homebuyers from getting dearer

While both these loans carry a huge concern for the prospective homebuyers, they cater in two very different ways.

If the original sale deed or pages from the deed are lost, the owner may face difficulty in selling the property. Here is what one can do if the bank loses the original sale deed.

A hike in repo rate will have a direct impact on borrowers as banks are likely to increase interest rates on loans, including home loans.

There are many important things that home-buyers must understand about home loans in India; one of these is the franking charge attached to the stamping of documents.

It is possible that sometimes the property you own has some lingering disturbance.

Find out how changes in the home loan overdraft facility by banks will impact the customer.

Marginal Cost of funds based Lending rate (MCLR) is an internal benchmark or reference rate for a bank.

The bank has decided to revise the marginal cost of funds based lending rate (MCLR) with effect from June 1, 2018.

Refinancing is when one pays off one loan with the proceeds from a new loan, using the same property as security