The realty sector, in particular, is visibly battling rough waters and appears to regain its footing, slowly, albeit steadily. Through the course of the last year, the sector received relief measures in the form reduced home loan rates, stamp duty charges, and subsidized costs for developers to address the steep downward slump the sector experienced. While these have germinated nascent seeds of growth, the sector is still in dire need of bold developer and homebuyer friendly policies, designed to spike up demand. Here’s a look at how the housing sector and the individual homebuyer fared in the Union Budget of 2021.

there are several factors which might affect your buying pattern and your mode of payment whether through a bank loan or your own pocket.

Refinancing is when one pays off one loan with the proceeds from a new loan, using the same property as security

An equated monthly installment (EMI) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month.

Pre-EMI is only the interest portion of the disbursed loan amount that you pay until the full disbursal is done by the bank to the builder.