The season of Akshay Tritiya is synonymous with bountiful real estate offers from various developers. Potential customers also wait for the festivity to avail benefits before making their purchase, however, the Indian consumer is flocked with various options to make the right investment on this auspicious day.

Why Akshay Tritiya?

The Sanskrit word Akshaya means something that never diminishes while Tritiya implies the third tithi of a month. It is believed that if you invest on this day, the worth of the asset would go up in the future. Hindus consider this day auspicious to make investments of all kinds, especially in gold and property.

Gold or Real Estate?

Making the right investment is all about judgment, which is highly dependent on a need-based analysis. Among options like gold and real estate, we enlist you the characteristics of each that shall enable you to make a wise decision for yourself this Akshaya Tritiya.

Size of Investment

In the case of gold, one can invest in various sizes and forms depending on their ability. The range varies from a gram to various kilograms of gold. When real estate, one needs a lump sum amount of money to be invested.

Returns

Gold does not have a regular income generating capacity, unlike Real Estate. One can benefit by selling their gold when the value increases however if one owns a property, he/she can let it out on rent and earn a monthly income.

Volatility

The value of gold changes every day hence is highly volatile as compared to Real Estate.

Tax Benefits

While gold attracts tax, real estate enlists various tax benefits. Gold investment is eligible for a Capital Gains tax and if you invest in Real Estate, it allows you tax benefits under Income Tax.

Why Real Estate?

• Low volatility: Real estate property is a stable investment option as compared to gold. Also, owning a house means you are ensuring a secure future.
• The expenses add value: The value of the property can be increased through repairs and renovations. Unlike gold, the property can be altered as per your convenience.
• Lease it out: Even if you are using the property, you can always lease it out to produce a regular income.
• The value of the real estate will always increase over time: The longer you hold onto your real estate property, the more value you are likely to get.