The Real Estate (Regulation and Development) Act, or RERA, was introduced in 2016 to bring transparency, accountability, and efficiency to India's real estate sector. By 2025, RERA has evolved into a powerful regulatory framework that not only empowers homebuyers but also ensures a more balanced relationship between buyers and developers. However, with rights come responsibilities. Understanding your legal rights and duties as a homebuyer under RERA is crucial to making an informed, lawful, and beneficial property investment. This article outlines everything you need to know in 2025 as a property buyer in India.

1. Right to Information

Homebuyers have the right to obtain complete information about the property before purchase.

This includes:

• Layout plans and specifications
• Completion schedule
• Legal approvals
• Builder's track record:  All project details must be available on the State RERA website.

2. Right to Timely Possession

If a developer delays possession beyond the agreed timeline, the buyer is entitled to:

• Refund with interest, or
• Continue with the project and receive monthly interest on the paid amount until possession is granted

3. Right to Quality Construction

Under Section 14(3) of RERA, the builder is liable to fix:

• Structural defects,
• Workmanship issues, or
• Service-related faults within 5 years of possession, free of cost.

4. Right to Compensation

Buyers can claim compensation or refund for:

• False advertising
• Changes in layout without consent
• Delays in delivery
• Breach of agreement

5. Right to Legal Recourse through RERA

If the builder defaults, buyers can file a complaint with:

• State RERA Authority
• Adjudicating Officer
• Real Estate Appellate Tribunal. This process is time-bound and more efficient than traditional litigation.

1. Timely Payments

Homebuyers must pay installments as per the schedule in the agreement. Delays can lead to:

• Penalties
• Suspension of possession rights

2. Participation in Society Formation

Once a majority of buyers have taken possession, they must help form the Residents' Welfare Association (RWA). It is a legal duty under RERA for smooth management of the project.

3. Adherence to Agreement Terms

Buyers must honor all terms of the agreement including:

• Not making unauthorized alterations
• Not sub-letting without permission
• Not using the premises for illegal purposes

4. Maintenance Charges

Buyers are required to pay:

• Maintenance charges post-possession
• Common area maintenance till RWA takes over from the builder

5. Use of Property as Intended

Buyers must use the property as per its sanctioned use (residential, commercial, etc.). Violating this can attract legal action by the authorities or RWA.

By defining both rights and duties, RERA aims to promote:

• Accountability on both sides
• Reduced litigation
• Greater trust in real estate transactions

In 2025, with increasing digitization and urban expansion, this balance is more important than ever. Homebuyers must not only assert their rights but also fulfill their obligations to ensure smoother project execution and community living.

RERA 2025 serves as a comprehensive legal framework to protect the interests of homebuyers while also instilling discipline among them. Knowing your rights ensures that you are not exploited, and understanding your duties helps you stay compliant and cooperative. Whether you're purchasing a flat, villa, or plot, this awareness can make your real estate journey more secure and legally sound. Empower yourself with knowledge, it's the first step to making a smart home investment in India.