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How The Pradhan Mantri Awas Yojana (PMAY) 2023 Will Help Prospective Homebuyers
Incremental PMAY allocation of up to 79,000 crore will give momentum to affordable housing and assist a wide range of homebuyers. It is anticipated that this allotted amount will address more than 55 percent of the estimated deficit in funds for projects that fall under the scheme.
3 years ago
5 min read
Top Reasons Why You Should Get Legal Verification For A Home Loan
Legal verification involves making sure that all loan-related paperwork is in order and that there are no ongoing legal concerns that can put the loan at risk. This entails confirming the borrower's identity, that the property is free and clear of any liens or encumbrances, and that all the information provided by the borrower is true.
3 years ago
4 min read
REPO Rate Definition Meaning and Impact on Home Loan Borrowers
A cohesive approach on the interrelation between monetary policy changes and how they influence the Indian homebuyer.
6 years ago
3 min read
Usufructuary mortgage Term Meaning in Real Estate - Video
A usufructuary mortgage is a specific kind of mortgage, wherein the mortgagor delivers the possession of the property to the mortgagee, either expressly or by implication.
7 years ago
read
Preferential Loan Term Meaning in Real Estate - Guide
A preferential loan can prove to be instrumental in terms of purchasing a house as it attracts lesser liability against the new asset earned.
7 years ago
read
How a step-up loan different from a top-up loan
While both these loans carry a huge concern for the prospective homebuyers, they cater in two very different ways.
7 years ago
1 min read
Why a loan top-up is better than other options
Your home loan can help if you are looking for personal loan options, here's how.
7 years ago
2 min read
Home loans get costlier as RBI boosts repo-rate to 6.5%
A hike in repo rate will have a direct impact on borrowers as banks are likely to increase interest rates on loans, including home loans.
7 years ago
read
Floor loan Term Meaning in Real Estate - Guide
Floor loan is the minimum loan that a lender agrees to give
8 years ago
read
Credit score Term Meaning in Real Estate - Guide
A credit score is a statistical number that evaluates a consumer’s creditworthiness
8 years ago
read
Everything you need to know about home loans in India
Read to know more about the most important aspect of home-buying in India.
8 years ago
3 min read
BPLR Term Meaning in Real Estate - Guide
Benchmark Prime Lending Rate (BPLR) is the rate at which commercial banks charge their most credit-worthy customers
8 years ago
read
Home loan cannot be an excuse for tax exemption: ITAT
Capital gains are taxable under the Income-tax Act.
8 years ago
1 min read
Loan Term Meaning in Real Estate - Guide
Loan refers to money which is borrowed and expected to be returned.
8 years ago
read
Pocketing of Aamby Valley land as nobody ready to buy it all
The Supreme Court had given its verdict to dissolve of the Aamby Valley land in August 2017 with the official liquidator. The SC refused to consider the beleaguered plea of Sahara Group to delay the auction of the lush and plush property on the ghats.
8 years ago
1 min read
Net present value Term Meaning in Real Estate - Guide
NPV is the present value of any investment.
8 years ago
read
Discounted cash flow Term Meaning in Real Estate - Guide
DCF gives us the answer for how much money would have to be invested currently, at a given rate of return, to yield the cash flow in future.
8 years ago
read
Leverage Term Meaning in Real Estate - Guide
Leverage refers to the risk involved.
8 years ago
read
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